Off License Public
Liability Insurance

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🏠  Home  >   👷  Trade  >   ‍‍🍾  Off License Insurance

Insurance for Off Licenses

Off licenses carry a unique set of risks, from handling valuable stock to managing customer interactions. Off License Insurance ensures that your business is protected from the financial impact of theft, accidents, and claims.

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What is Off License Insurance?

Off License Insurance is a tailored policy designed to cover the risks faced by businesses that sell alcohol and other items for consumption off the premises. This insurance typically includes stock cover, public liability, and employer’s liability, ensuring that both your business and employees are protected. Whether you run a small off license or a chain of stores, this policy can be customised to meet your specific needs.

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Why Choose Business
Compare for your Off License Insurance?

At Business Compare, we work with leading UK insurers to offer tailored insurance solutions for off licenses. Our UK-based agents will help you find the right cover for your business at a competitive price, ensuring that you’re fully protected.

Our Benefits Include:
  • Public Liability Insurance
  • Employer’s Liability Insurance
  • Stock Cover
  • Business Interruption Insurance
  • Glass Insurance
  • Legal Expenses Insurance
Additional Coverage Options

for Off Licenses

01

Glass Insurance

Covers the cost of replacing broken windows or glassfronted display units.

03

Legal Expenses Insurance

Covers legal fees related to disputes with customers, suppliers, or employees.

02

Contents Insurance

Protects your store’s fixtures, fittings, and equipment from damage or theft.

04

Goods in Transit Insurance

Covers your stock while being transported between suppliers and your store.

What Does Off License Insurance Cover?
A comprehensive Off License Insurance policy includes:
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Public Liability Insurance

Covers compensation claims made by customers or third parties for injuries or property damage that occur in your store.

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Employer’s Liability Insurance

Required if you employ staff, this covers claims made by employees for workplace injuries or illnesses.

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Stock Cover

Protects your inventory from theft, damage, or spoilage, ensuring that your business isn’t left out of pocket.

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Business Interruption Insurance

Provides financial support if your off license is forced to close due to an insured event, such as fire or flood.

Why Do You Need Off License Insurance?

Off licenses face risks such as stock theft, customer claims, and property damage. Stock cover protects your inventory from loss, while public liability insurance covers compensation claims made by customers for injuries that occur on your premises. Employer’s liability insurance ensures you’re protected from employee injury claims and is necessary for legal compliance if you have staff.

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Get an Off License Insurance Quote 

Protect your off license business today by filling in our quick online form. We’ll provide you with competitive quotes from top UK insurers, ensuring that your business is fully covered.

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